![]() Switch to a student-banking package with no monthly fees and unlimited transactions.Pay off your credit card balance each month or use a low-interest credit card. Cut phone and transportation costs by switching to the minimum package that meets your needs.Reduce extras like daily coffee and eating out so they don't add up and throw off your budget.If the money you have left won’t cover your remaining expenses, look for adjustments you can make.Īdopt habits like these to reduce your costs and keep more money for the things you really need: Monitor your balance weekly or monthly.A spreadsheet makes it much easier to keep track. After that, your expenses will be much lower. Student expenses are irregular, because you need to pay for tuition, books and supplies all at once.Use a spreadsheet or expense tracking software to track your expenses and your income.If you have a shortfall, look for ways to reduce expenses or get more money.If you have leftover money, budget it for emergencies or optional expenses like entertainment.Subtract your total expenses from your total income.StudentAid BC and the Financial Consumer Agency of Canada can help you estimate costs ranging from tuition to laundry. ![]() Include things like tuition, books, a computer, food and rent.
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